Rogers is an up-and-coming city in Northwest Arkansas, home to the renowned Crystal Bridges Museum of American Art and a bustling population of 66,000. But what many don’t know is that it could be a more dangerous place than anyone realizes.
Arkansas ranks as the 9th highest for states with uninsured motorists, meaning that 17% of Rogers’ population may be driving without proper auto insurance. This poses two risks when being on the roads in Rogers; increased susceptibility to car accidents, as the lack of coverage confers no financial compensation for those involved in a collision and added risk due to poor or out-of-date maintenance of other drivers’ vehicles not mandated by their insurers.
Our Rogers Car Insurance Quotes Offer the Best Price & Risk Protection
At OZK Insurance, a top-rated Rogers Insurance Agency, we understand the unique needs of our clients when it comes to automobile insurance and strive to provide them with the best coverage options available.
Being an independent insurance agency in Rogers, we are not tied to any one company. We can shop around for the most competitive rates and provide you with multiple options as well as assist in finding discounts that can help lower your costs. Our goal is to provide superior customer service, educate our clients on their policies and find solutions that fit their unique needs at an affordable price.
We understand that an auto insurance policy is a major financial commitment, and we take the time to make sure our clients have the right coverage for their needs. Our flexible payment options, allow customers to pay for their car insurance monthly or annually with no hidden fees.
Contact us today for your Rogers Auto Insurance quote or for more information on how we can help you protect yourself and your car with personalized service.
Legal Stipulations on Rogers Auto Insurance
In Rogers, AR, drivers must carry a minimum level of auto insurance to legally operate their vehicle. The minimum required auto insurance coverage includes: $25000 in bodily injury liability per person, up to a total of $50,000; $25,000 Liability for Property Damage; $25000 Uninsured/Underinsured motorist coverage per person.
In addition, it is important to note that Arkansas law prohibits drivers from operating a vehicle without insurance or proof of financial responsibility. It is also illegal for any person or company to insure a driver who does not meet the state’s minimum requirements for auto insurance.
Car Insurance Coverage Options in Rogers
There is no one size fits all solution when it comes to car insurance. That’s why our team of experienced agents can help you customize a policy that meets your unique needs and offers the best protection at the best price.
We offer many different coverage options for auto insurance, including:
- Collision Coverage
Also known as accident coverage, collision coverage pays for repairs to your vehicle if you are involved in an accident with another car or object.
- Comprehensive Coverage
This type of coverage will cover damages to your car resulting from theft, vandalism, fire, storm damage, and other non-collision incidents.
- Liability Coverage
Liability insurance helps protect you if you are at fault in an accident and covers the other driver’s medical costs, property damage, and legal expenses.
- Uninsured/Underinsured Motorist Coverage
This type of coverage protects you from losses incurred in an accident where the other driver doesn’t have enough insurance or any at all.
- No-Fault Coverage
No-fault coverage helps pay for damages to your car and medical bills if you are involved in an accident, regardless of who is at fault.
- Personal Injury Protection (PIP)
PIP coverage helps pay for your medical bills, lost wages, and other expenses related to an injury from a car accident.
- Umbrella Insurance
Umbrella insurance provides additional liability coverage beyond the limits of your auto or home policy in case of a lawsuit or an expensive claim.
Some coverage options may not be available in your state and other restrictions may apply. Contact us to learn more about the coverage options that are right for you.
How Our Proprietary Matching System Can Help You Find the Right Coverage Options
Every car insurance company in Rogers offers different coverage options, so it can be difficult and time-consuming to compare multiple policies. That’s where our proprietary matching system comes in. Our system simplifies the process by quickly matching you with the car insurance company that best meets your specific needs and budget.
Here’s how it works:
Step 1: Tell us what you’re looking for.
The first step is to answer a few simple questions about your car and your needs. This will give us a better understanding of what coverage options you’re looking for.
Step 2: Compare quotes from multiple companies.
Our system will compare quotes from multiple car insurance companies in Rogers and present you with the best options.
Step 3: Check the coverage details.
Take some time to review the coverage and any special conditions that may apply. This will help ensure that you get the coverage you need at a price you can afford.
Step 4: Select and purchase your policy.
Once you’ve found the right policy, select it and complete the purchase. This should only take a few minutes.
Ultimately, our matching system can save you time and money by quickly finding the best car insurance in Rogers.
Get the Best Car Insurance Quotes IN Rogers, AR
You are one step closer to finding the right car insurance coverage from a reliable insurance company in Rogers!
Our proprietary matching system simplifies the process of comparing multiple quotes and insurance policies from top-rated Rogers insurance companies and can help you save money. Whether you need collision coverage, comprehensive coverage, or liability insurance, we can help you find the right policy for your needs and budget in the event of an automobile accident.
Contact us today to get started! We’re here to solve all your insurance needs at the most competitive rates.