When Maria Santos opened her farm-to-table restaurant in downtown Bentonville last year, insurance seemed straightforward. She purchased a general liability policy her landlord required, added workers’ comp for her staff, and considered herself covered. Three months later, a refrigeration failure…
When James Rodriguez expanded his Rogers HVAC company from 3 service vans to 8 trucks and vans in 2023, he assumed his commercial auto insurance would simply scale proportionally. His previous annual premium of $7,200 for three vehicles would become…
When Sarah Martinez opened her boutique marketing agency in Rogers three years ago, she did what most new business owners do: she went with State Farm because “everyone knows State Farm.” Her agent was friendly, the office was conveniently located…
“I treat my employees fairly. I’d never discriminate against anyone. We don’t need employment practices insurance.” This statement—heard daily from Northwest Arkansas business owners—reflects one of the costliest misconceptions in commercial insurance. Even businesses that genuinely value fair treatment and…
We’re too small to be targeted.” “We don’t store much customer data.” “Our cybersecurity is good enough.” These three statements represent the most dangerous misconceptions Northwest Arkansas business owners hold about cyber risk—and they’re costing companies hundreds of thousands of…
Arkansas construction contractors operate under some of the nation’s strictest workers’ compensation requirements—and for good reason. In 2023, 92 workplace fatalities occurred in Arkansas, representing a 22.7% increase from the previous year. Transportation incidents, falls, and equipment contact consistently rank…
Northwest Arkansas is experiencing extraordinary growth that’s reshaping the regional economy. With 7,800 net new jobs added in 2024—a 2.6% increase that tied for first among comparable metros—and real GDP reaching $33.3 billion, the region has cemented its position as…
Running a small business in Northwest Arkansas means juggling countless responsibilities—managing employees, serving customers, handling finances, and planning for growth. The last thing you need is to worry about whether you have the right insurance coverage to protect everything you’ve…
Your standard homeowners’ insurance just became worthless. That’s the reality thousands of Arkansas homeowners discover each year—usually at the worst possible moment. You’re six weeks into a major kitchen renovation when a burst pipe floods your Rogers home. You’re spending…
If you’re a University of Arkansas student moving into your first Fayetteville apartment or a young professional relocating to Bentonville for a job at one of the region’s Fortune 500 companies, renters insurance probably isn’t at the top of your…