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Complete Checklist: Protecting Your Arkansas Home Pre-Storm

Arkansas homeowners know the drill. When March rolls around, so does severe weather season. Between March and May, Northwest Arkansas faces its highest risk for tornadoes, severe thunderstorms, damaging hail, and destructive winds. But here’s what many Rogers and Bentonville…

  • Riley Russell
  • November 18, 2025
  • Uncategorized

Understanding Your Arkansas Auto Insurance Policy Coverages: A Complete Guide for Rogers Drivers

Navigating auto insurance in Arkansas doesn’t have to feel overwhelming. Whether you’re a first-time car buyer in Rogers or a longtime driver looking to better understand your policy, knowing exactly what your coverage includes—and what it doesn’t—can save you thousands…

  • Riley Russell
  • November 18, 2025
  • Uncategorized

Should You Bundle Home and Auto Insurance in Rogers, AR?

If you’re like most Northwest Arkansas homeowners, you’ve probably heard that bundling your home and auto insurance can save you money. But is bundling really the smart financial move for your specific situation? Or could you be leaving money on…

  • Riley Russell
  • November 18, 2025
  • Uncategorized

Business Insurance Mistakes Northwest Arkansas Owners Make

Northwest Arkansas is experiencing unprecedented business growth, with the region ranking as the 12th fastest-growing metro area in the United States and home to three Fortune 500 companies. Office vacancy rates hit a 15-year low of 4.4% in early 2025,…

  • Riley Russell
  • November 18, 2025
  • Uncategorized

Life Insurance Basics Every Arkansas Family Should Understand

Life insurance remains one of the most misunderstood financial products in Arkansas, despite its critical role in protecting families from financial devastation. With Arkansas ranking among the states with the lowest life insurance payouts per capita at just $554 annually,…

  • Riley Russell
  • November 18, 2025
  • Uncategorized

What to Do Immediately After a Tornado Damages Your Home

The tornado sirens have stopped. The roar of wind has faded. You emerge from your shelter to find your Arkansas home damaged—maybe windows shattered, roof torn off, or worse. In this overwhelming moment, the actions you take in the next…

  • Riley Russell
  • November 18, 2025
  • Uncategorized

How Independent Agencies Save Arkansas Families Money

If you’re one of the thousands of Arkansas families watching your insurance premiums climb year after year, you’re not alone. Homeowners insurance in Arkansas jumped from an average of $1,984 in 2021 to $4,023 in 2024—a staggering 19% increase over…

  • Riley Russell
  • November 18, 2025
  • Uncategorized

Flood Insurance in Northwest Arkansas: What You Must Know

September 2025 brought devastating flash floods to Northwest Arkansas, with Rogers and Bentonville experiencing 2-5 inches of rainfall in just hours. Emergency crews urged drivers to avoid Highway 71, Interstate 49, and numerous low-lying roads where water covered the pavement.…

  • Riley Russell
  • November 18, 2025
  • Uncategorized

Umbrella Insurance Explained: Do Rogers Families Need It?

Most Rogers, Arkansas, families don’t realize they’re one lawsuit away from financial devastation. With a median home value in Benton County approaching $275,000 and household incomes steadily rising, Northwest Arkansas families have built substantial wealth—but often lack the liability protection…

  • Riley Russell
  • November 18, 2025
  • Uncategorized

Complete Guide to Filing Hail Damage Claims in Arkansas

Arkansas homeowners face a harsh reality: our state ranks among the top 10 most vulnerable to hail damage in the United States, experiencing approximately 160 hail events annually. In 2023 alone, Arkansas insurance companies paid out over $489 million in…

  • Riley Russell
  • November 18, 2025
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  • Address: 201 N 36th St Rogers, AR 72756
  • Phone: (479) 715-4200
  • Fax: (479)-715-4202
  • Email: sales@ozkinsurance.com

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