Homeowners Insurance Bentonville, Arkansas

By investing in homeowners’ insurance in Bentonville, Arkansas, you are protecting yourself from unfortunate disasters and incidents that could otherwise leave you financially drained. 

At OZK Insurance, we offer a wide range of homeowners insurance options tailored to fit your specific needs. Our knowledgeable agents can help you determine the best coverage for you, ensuring that you are covered in the event of an emergency.

What Does Homeowners Bentonville Insurance Cover? 

Bentonville home insurance can cover a wide range of situations and provide protection from various disasters. 

  1. Dwelling Coverage: Protects your home and other structures attached to it from damage caused by a covered disaster, perils such as fire, windstorm, hail, lightning, theft and vandalism.
  2. Personal Property Coverage: Covers your personal belongings such as furniture and clothing in case of damage from a covered disaster.
  3. Loss of Use Coverage: Helps cover additional living expenses if your home is uninhabitable due to a covered disaster.
  4. Liability Coverage: Provides protection from legal action taken against you if someone is injured on your property.
  5. Medical Payments Coverage: Pays for medical expenses if someone is injured while on your property, regardless of who is at fault.
  6. Additional Coverage for Valuables: Covers additional costs associated with high-value items such as jewelry, antiques, and collectibles.
  7. Water Backup Coverage: Protects you from damage caused by water backup in your system, such as from a sewer or drain.
  8. Earthquake Coverage: This covers damage caused by an earthquake, including structural and personal property damage.
  9. Flood Coverage: Covers damage from floods, including water-related disasters such as snowmelt and coastal flooding.

Homeowners insurance in Bentonville may also cover additional risks, such as pet damage or identity theft.

How Much Does Homeowners Insurance Cost in Bentonville?

The cost of homeowners insurance in Bentonville depends on a variety of factors, such as the size of your home, its age, location, and other factors. On average, homeowners in Bentonville pay around $1,103 for their annual premium.

Bentonville, AR Home Insurance Discounts 

You can benefit from a range of discounts available to Bentonville homeowners. Here are common Bentonville, Arkansas home insurance discounts:

  1. Multi-policy Discount: By insuring multiple policies, such as auto and life insurance, with the same company you can receive a discount.
  2. Protective Device Discount: Installing protective devices such as burglar alarms or smoke detectors could earn you a discount.
  3. New Home Discount: Building or buying a new home could earn you a discount.
  4. Claims-Free Discount: If you have gone a certain amount of years without making any claims, you could be eligible for a claims-free discount.
  5. Senior Citizen Discount: Some insurance companies offer discounts to seniors aged 55 or older.
  6. Green Home Discount: Installing energy-efficient appliances and systems can earn you a discount on your premium.

Other discounts may be available depending on your provider.

Have Questions? Compare Bentonville Home Insurance Quotes Today 

At OZK Insurance, we understand that choosing a homeowners insurance policy can be complicated and confusing. That’s why we provide Bentonville homeowners with personalized advice, helping them select the right coverage for their needs. 

Give us a call today to get a free Bentonville homeowners insurance quote and start finding the right policy for you.

Request Your Proposal Here

Are you ready to save time, aggravation, and money? The team at OZK Insurance Group is here and ready to make the process as painless as possible. We look forward to meeting you!

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